Income Tax Refund Status Check & How to e-Verify ITR Online

Filing the ITR is only half the job. You must e-verify within 30 days for it to be valid, and then track the refund. Here are both flows for FY 2025-26.

e-Verify your ITR — 5 ways

Use any one of these on incometax.gov.in → e-File → e-Verify Return:

• Aadhaar OTP (fastest) — PAN-Aadhaar must be linked and mobile registered with UIDAI
• Net banking — log in to your bank, find the "Income Tax e-Filing" link, get auto-logged in and verify
• Bank account EVC — pre-validate your account on the portal, then generate EVC sent via SMS
• Demat account EVC — works the same way for CDSL/NSDL-linked demat accounts
• ITR-V by post — sign and send to CPC, Bengaluru within 30 days (slowest, avoid)

If you miss the 30-day window, the return is treated as not filed — you'll have to file a belated return with late fees and lose carry-forward benefits.

Check refund status — 2 official methods

Method 1: Income Tax e-Filing portal

1. Log in to incometax.gov.in
2. Go to e-File → Income Tax Returns → View Filed Returns
3. Click "View Details" for AY 2026-27 — refund status, date issued and CPC processing stage are shown

Method 2: NSDL / TIN portal (no login)

1. Open tin.tin.nsdl.com/oltas/refundstatuslogin.html
2. Enter PAN, Assessment Year 2026-27 and the captcha
3. Status appears instantly — "Refund Paid", "ECS Failure", "Refund Returned", "Under Processing"

Refund status meanings

• Under processing — CPC has not started processing yet. Wait 15–45 days from e-verification.
• Refund issued — credited to your pre-validated bank account via ECS. Track the reference number.
• Refund failure — usually bank account not pre-validated, name mismatch, or IFSC closed. Update bank details and raise a "Refund Reissue" request.
• Refund adjusted under Section 245 — past tax demand was outstanding; check the intimation email.
• No demand no refund — your computation matches CPC's. No money due either way.

Speed-up tips

• Pre-validate your bank account on the portal (My Bank Account → Add Bank) before filing
• Link PAN with Aadhaar and the same bank — refund mismatches drop to near zero
• e-Verify via Aadhaar OTP immediately after filing — most refunds in 7–20 days when verified instantly
• Disable any old / closed bank account marked for refund

Filed and still waiting? Use our tax calculator to confirm your computation is correct, or have our team review the return — plans from ₹499. New to ITR? Start with our 31st July 2026 checklist.